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This privacy notice discloses the privacy practices for www.flfcorp.com. This privacy notice applies solely to information collected by this website, except where stated otherwise. It will notify you of the following:


    • What information we collect;
    • With whom it is shared;
    • How it can be corrected;
    • How it is secured;
    • How policy changes will be communicated; and
    • How to address concerns over misuse of personal data.

    Information Collection, Use, and Sharing

    We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
    We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order.
    Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

    Your Access to and Control Over Information

    You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number provided on our website:
    • See what data we have about you, if any.
    • Change/correct any data we have about you.
    • Have us delete any data we have about you.
    • Express any concern you have about our use of your data.

    Security

    We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
    Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.
    While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (e.g, billing or customer service) are granted access to personally identifiable information. The computers/servers on which we store personally identifiable information are kept in a secure environment.

    Notification of Changes

    Whenever material changes are made to this policy a revised privacy policy will be placed on this website.

    If you feel that we are not abiding by this privacy policy, you should contact us immediately using the contact information provided on this website.


    At First Liberty Funding Corp, your personal privacy and the security of your personal information are our primary concern. Brokering mortgage loans involves communicating personal and financial information, and we understand the need for a safe and secure environment in which to share this information. First Liberty Funding believes that you should be aware of who we are, the types of information we may collect in our offices, on our Web site or through personal, telephone, electronic mail or facsimile, what we do with your personal information and your options with regard to what we do with this information. This policy is provided to you as required by the Federal Financial Privacy Law (15 U.S.C. §§ 6801-6810).


    Information we collect When you complete a qualification form or loan application at a First Liberty Funding site or a First Liberty Funding office, you will be asked to provide us with certain personal and financial information about you including your name, phone number, social security number, electronic mail address, income and other financial information depending on your expressed loan preference. In the course of providing services to you, we may also collect credit information from the three national credit-reporting agencies (Experian, Equifax, and Trans Union), property value information from accredited appraisal companies, automated valuation systems or public tax records. We may also contact employers, financial institutions and trades people to verify the information you provided.


    If you fill out a customer survey form, you may be asked to provide certain identifying information including your name, email address and phone number. If you provide this information as part of the survey, it will not be sold or shared with any person or organization unless you specifically authorize us to do so. However, authorized First Liberty Funding employees may use your email address or telephone number to contact you concerning your comments, questions or complaints.


    How we handle your information The nonpublic personal information that you provide to us is sent through the First Liberty Funding system and processed by our employees, authorized vendors or contract personnel. As our vendors may keep and use your information, we recommend that you contact them directly for more information about their specific privacy policies.


    Use and distribution First Liberty Funding’s use of your information. We use the information we collect to evaluate your needs and financial capability in order to determine what, if any, mortgage loan product we may provide to you.


    Use by third-parties under joint marketing agreements. As permitted by law, we may share your nonpublic, personal information with third parties as permitted or required by law (See 15 U.S.C. § 6802(b)(2)), such as select administrative units within and outside of First Liberty Funding that provide specific servicing of your accounts and others, such as credit bureaus, government entities in response to subpoenas and other legal processes, and those with whom you have directed us to share information.


    No liability for information collected by third-parties. This policy only addresses the use and dissemination of information that we collect from you. To the extent that you disclose any information to other parties, through other Web sites on the Internet linked to this site, different policies may apply. Since we do not control the privacy policies of third parties, you are subject to the privacy customs and policies, if any, of that third party, and we shall not be responsible for the use or dissemination of your personal information by that third party. Therefore, we encourage you to ask questions before you disclose your personal information to others.


    Security This site has security measures in place to protect the loss, misuse and alteration of the information under our control. The security of your nonpublic personal information is our first priority at First Liberty Funding. We have taken extraordinary measures to make sure that only authorized people see the nonpublic personal information you send to us.


    Secure Web Pages


    All of the pages on our Web site that ask for your personal and financial information are delivered to your browser via a secure mode of communication certified by VeriSign.


    Encryption


    When you send your personal and financial information to us, it is protected by SSL (Secure Socket Layer) Technology. SSL does not allow anyone to intercept and read your personal information. When you send your information to us, SSL encrypts it (translates the data into a string of gibberish characters). Only we can decode the encryption.


    Firewall Protection


    Your financial information is not kept on First Liberty Funding's Web server, but on a different computer that is separated from the Internet. Even in the unlikely event that First Liberty Funding Web site is "hacked," your data will still remain securely out of reach.


    Password Protection


    To retrieve information about your loan status, you are required to enter both a password and at least one other piece of identification information.


    Deleting your information. Federal and state regulations require that we store completed loan requests for various periods of time. In order to comply with these regulations, we cannot delete information from our databases, even for qualification forms that are withdrawn. We store all of the information you might provide securely.


    First Liberty Funding may change its policy from time to time and, when it does, the nonpublic personal information that you provide will be subject to the then-current policy. You can review our current policy at any time on this Web page.


    This notice applies only to nonpublic personal information about individuals who obtain financial products or services primarily for personal, family or household purposes. Any questions about our Privacy Policy, please call our Corporate office at (858) 457-4000.

 
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