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An FHA Loan is an excellent choice for refinance, allowing financing for up to 97.75% of your home's value (85% for cash-out refinances). If you're in an FHA loan now, you could even refinance with no appraisal with our FHA Streamline option. FHA Loan is also popular for first-time home buyers - a down payment of only 3.5% needed!

Fixed Rate Loan

These days, it's all about security. Refinance into our most popular loan, the fixed-rate mortgage, and you'll get the peace of mind knowing that your payment and rate can never change. And with rates this low, you'll also know you're not spending too much.

Jumbo Loans

Jumbo Loans now offer lower mortgage rates and more choices on mortgages up to $2 million. Our Loans has 15- and 30-year fixed-rate Jumbo Loans as well as FHA and ARM Jumbo Loans. Ask us which low rate Jumbo Loan is best for you.

Super Jumbo Loans

A Super Jumbo Mortgage Loan is a loan amount > $729,000 and typically goes up to $10,000,000.

FHA Jumbo Loans

FHA is assisting borrowers even with damaged credit and little down payment to buy or refinance a home with a government-insured loan. Borrowers can typically get 97% financing up to $729,750 on a single family home and upwards of $1 million if buying 3 to 4 units

Reverse Mortgage

A reverse mortgage is a low-interest loan for senior homeowners that uses a home’s equity as collateral. The loan amount is a percentage of the home’s value determined by the age of the youngest homeowner. The loan does not have to be repaid until the last surviving homeowner permanently moves out of the property or passes away. At that time, the estate has approximately 12 months to repay the balance of the reverse mortgage or sell the home to pay off the balance. All remaining equity is inherited by the estate. The estate is not liable if the home sells for less than the balance of the reverse mortgage.

VA Loans

VA loans can save you a great deal of money by giving you an excellent rate, with no monthly mortgage insurance. Plus, it is easier to qualify for a VA loan (also known as a military loan) as compared to a conventional mortgage. The VA offers extra benefits for disabled veterans, so if you have been disabled in service, a va loan can save you even more money. Program Benefits: No down payment, easier credit requirements, no mortgage insurance.

Interest Only

"Interest-only" is an option that can be added to almost any loan product. Both adjustable and fixed rate mortgage loans can feature an interest-only payment option.

 
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