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In order to qualify for a Reverse Mortgage, you must:

* Be at least 62 years of age or older (including spouse)
* Be using the home as your primary residence
* Hold no current mortgage, or have a mortgage balance that can be paid off with the proceeds from the Reverse Mortgage.

The amount you will receive from your Reverse Mortgage depends on several factors such as the amount of your home's current appraised value, existing interest rates, and the age of the youngest borrower.

The reverse mortgage helps seniors benefit until:

* The last borrower passes away.
* The home is no longer the borrower's primary residence.
* The home is sold.
* The borrower(s) transfer the title of the property to someone else.

How a Reverse Mortgage Can Help You

* You make no payment on the mortgage as long as you reside in your home.
* There are no restrictions on how you use the proceeds from your Reverse Mortgage.
* You will retain ownership of your home.
* You pay no taxes on the proceeds from the Reverse Mortgage.
* The FHA Reverse Mortgage is a Federally insured program.
* There are many flexible payment options available to you.

Current Rates

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